The KBO Difference

First, we take the time to study your business setup and operations. We are genuinely interested in you, your business, your challenges and your opportunities. Rather than a cookie-cutter approach to processing, we tailor each setup for your specific business.

We Help Businesses Accept Credit Cards and Debit Cards

Merchant Account Services / Debit Card and Credit Card Processing Services

KBO Payment Processing partners with merchants for their debit card and credit card processing and overall merchant account needs. In today’s environment, the ability to accept credit and debit card payments is crucial for the success of any business. Whether you are a small or mid-sized business or organization, KBO’s desire is to help you to efficiently handle the electronic transaction side of your daily operations safely and securely.


KBO will support you with a wide variety of terminal options to accept credit cards and debit cards as well as other forms of payment.

You can perform secure Point of Sale transactions from your counter top terminals hardware, computer software, eCommerce, Virtual Terminals, or wirelessly. You can reduce transaction costs using Address Verifications and pin pads.

Our Clientele

We will customize a solution based on your type of business (but not limited to):

  • Retail
  • Hospitality
  • Internet or eCommerce
  • Schools
  • Charitable Organizations and Churches
  • MOTO and Business-to-Business
  • Contractors

Services Offered

We can set up your business to accept:

  • Visa, Mastercard, Discover, and American Express
  • Gift Cards
  • Debit – Pin-Based and signature-based
  • International Cards
  • Fleet Cards (Voyager or Wright Express)
  • Purchasing Cards (Levels I, II, & III)
  • Electronic check processing

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iPad Point of Sale

A turnkey iOS application that is simple to install, learn and use, that produces outstanding results.

Virtual Terminals

If you own a small business, work from home, or accept credit card or debit …


Merchant accounts can accept payments on their website via …

POS Hardware

Leading manufacturers supported by KBO include Verifone, Nurit, Ingenico, Hypercom and others…


POS Software

Many businesses and organizations can be supported by processing …


Mobile/Wireless Processing

We offer many options for those “on the go” merchants thru wireless…

Look No Further. Get Started Today

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Value Added Services

KBO Payment Processing offers Value Added Services for Your Merchant Account

We pride ourselves on giving the BEST customer support in the industry and want to help your business run efficiently. KBO Payment Processing can help with all of your debit card and credit card processing needs.

Gift Cards

Gift cards make it easy for customers to give just the right gift without all the hassles. Gift cards …

Virtual Terminal

We provide virtual terminals to non-traditional brick and mortar merchants! KBO …

Mobile Applications

Accept credit or debit card payments using your Smartphone (iPhone, Android, Blackberry, etc…

TeleCheck® Check Acceptance

TeleCheck® Check Acceptance Solutions allows you to process check payments at the POS …

Remote Deposit Capture

We are now offering “Simply Deposit” remote deposit capture (RDC) …

Recurring Billing

We offer a Virtual Terminal that will allow you to manually bill your customers on …